Contextual Agentic Memory is a Memo

Most agent memory today is not memory, it is closer to a memo. Vector stores, RAG buffers, and scratchpads implement lookup, not consolidation. The paper draws on neuroscience's Complementary Learning Systems theory: biological intelligence pairs fast hippocampal storage with slow neocortical consolidation, and current AI agents only implement the first half (fast write, similarity recall, no abstraction step). The authors prove a generalization ceiling on compositionally novel tasks: as long as memory stays retrieval-only, the agent cannot apply abstract rules to inputs that do not already look like something in the store, and it remains permanently exposed to memory poisoning. If you are building long-running agents and treating memory as a vector index, this paper is a clean diagnosis of what you are missing.